Our Services | Business Insurance & Risk Management | First Underwriters
Independent brokerage · Serving PNW businesses since 1992

Our Services — insurance & risk strategy, not just policies.

For 34+ years we've protected Pacific Northwest businesses and their owners with more than coverage: program reviews, aggressive carrier negotiation, risk and cost control, safety consulting, and the succession & buy-sell planning that protects everything you've built.

Program ReviewCarrier NegotiationRisk ManagementCost ReductionSafety & Loss ControlSuccessionBuy-Sell

Independent expertise · 50+ carrier relationships · Comprehensive protection

Most businesses buy policies. What actually protects you is
strategy
the review that finds the gap, the negotiation that lowers the premium, the plan that gets you out on your terms.
  • One advocate across every policy line and every carrier
  • From day-one coverage to your eventual exit & succession

Not sure where you need us most? Start here →

🏢 34+ years protecting PNW businesses 🧭 Independent expertise & advocacy 🤝 50+ A-rated carrier relationships

First Underwriters is more than an insurance agency — we're a strategic partner in protecting your business. Since 1992 we've helped Pacific Northwest companies and their owners identify exposures, control insurance costs, strengthen safety, and plan for transition. As an independent brokerage with 50+ carrier relationships, we build genuine market competition for your business and stay in your corner from your first policy through your eventual succession.

Where should we start?

Tell us what's on your mind.

Select what matters most right now and we'll point you to the services that fit — the same conversation we'd have on a first call.

What's your priority?

Choose all that apply — the recommendations update as you go.

Right now, I want to…
Lower my premiums Make sure I'm fully covered Cut accidents & Workers' Comp costs Plan my retirement or sale Protect my business partners Handle growth or a big change
Your starting point
Let's tighten up your program & pricing
Based on what you selected, here's where we'd focus first.
🎯 Services that fit0
    Book a free consultation

    A quick call is the fastest way to a real answer — no obligation, just a conversation about what your business needs.

    What we do

    Explore our services.

    Strategic insurance, risk management, and business-transition services — click any one to see what it involves and what you get.

    📋
    Annual Program ReviewFind gaps & savings
    🤝
    Carrier NegotiationMarket access & leverage
    🔍
    Risk ManagementExposure & coverage analysis
    💰
    Cost ReductionLower premiums, same cover
    🛡️
    Safety & Loss ControlFewer claims, lower WC
    🚪
    Succession & ExitTransition on your terms
    ⚖️
    Buy-Sell FundingProtect the partnership
    Industries we serve

    Deep expertise across your world.

    Filter by category or search your field to see the businesses we protect every day.

    Why First Underwriters

    Independent, and firmly in your corner.

    🧭

    Independent by design

    We answer to you, not a single carrier. With 50+ relationships we create real market competition for your business and place you where you fit best.

    🔍

    Strategy, not just policies

    We review line-by-line, hunt down gaps and savings, and think ahead to the risks — and transitions — most agents never raise.

    🤝

    An advocate at claim time

    When something goes wrong we document the loss, work the adjuster, and push for a fair outcome. We don't disappear after the sale.

    34+years serving PNW businesses
    50+A-rated carrier relationships
    100%independent — we work for you

    Partner with First Underwriters today.

    Experience the difference 34+ years of independent expertise, deep carrier relationships, and client-focused advocacy makes for your business protection and financial planning.

    Or email us at info@firstunderwriters.com

    Service descriptions are general summaries for education and are not a statement of coverage, an offer, or a binder. Business succession and buy-sell planning are coordinated with your attorney and tax advisor; First Underwriters is a licensed insurance broker and does not provide legal or tax advice. Any cost-savings ranges are illustrative and vary by business, exposure, and market conditions. First Underwriters Insurance Brokers · Kirkland, WA · (425) 242-5357.