Disability Insurance

First in Protecting, Your Income.

Insurance policy that pays disability benefit as a partial replacement of income lost due to illness or injury. Most disability insurance policies pay a fixed sum for a fixed period, while others pay a monthly sum for the entire period the insured is disabled from earning suitable income (as determined by his or her qualifications, experience, and training).

To become one of our valued clients, please complete our quick online questionnaire or call us at (888) 588-7347.

Types of Disability Policies

There are two types of disability policies:

  • Short-term disability policies have a maximum benefit of two years.
  • Long-term disability policies have benefits that can last the rest of your life.

Employers may offer short-term disability coverage, long-term disability coverage, or integrate both of these as part of a competitive employee benefits package.

When purchasing individual disability insurance coverage, you should ask:
How is disability defined?
When do benefits begin?
How long do benefits last?
What dollar amount is promised?

Helpful Downloads

Here is a collection of documents, guides, and manuals that we currently have available for download. You can print or save this to your computer.

Disability Insurance Brochure

DOWNLOAD SIZE: 746 KB

Employee Benefits Disability

DOWNLOAD SIZE: 287KB