First in Protecting, Your Resort.
First Underwriters commercial property, commercial general liability, liquor liability, and excess liability coverage is available to hotels, resort, restaurants, bars, taverns, nightclubs, liquor stores, caterers and other businesses that serve the public.
Our experienced underwriters look closely at every risk and evaluate them on a case-by-case basis. Quotes are issued subject to the underwriter’s review after all questions have been answered.
Many factors are considered during the underwriting process, some of which include:
- Loss history
- Liquor to food ratio
- Building age and structure
- Updates and maintenance
- Scope of coverage
- Kitchen requirements
- Training programs
- Ownership/management experience
*Factors vary based on the type of coverage being requested. Not all apply to all policies.
Preferred rates are available to those who qualify. These rates feature substantially reduced premiums with the opportunity for additional savings for those who purchase package policies and/or general liability and liquor liability coverage. Discounts are also available for use of approved training programs and other qualifications.
For more information, please contact us toll free at 888-58URFIRST.
First In Protecting, Your Business.
In today’s world, businesses can be held liable for practically anything. That’s especially true in the hospitality industry, where businesses may be named in lawsuits for incidents that occurred off premises or were only remotely connected to the establishment.
If you work in the hospitality industry, you’re aware of the importance of putting customers first. At First Underwriters, we take the same approach in helping our valued hospitality clients secure the insurance that will best serve their needs. Want to see what we can do for you? come to us for further information about the products we have to offer.
Whether you own a restaurant, a hotel, or a recreational facility, you can benefit from a comprehensive insurance plan. When you come to First Underwriters, a dedicated insurance professional will walk you through your options and help you select the right coverage. We’ll take the time to explain what our various packages entail so that you come away confident in your choice. Our goal is to offer you not only protection, but peace of mind.